Scam stories.
Lessons for all of us.

Recognize the tactics behind suspicious messages, fake calls, and too-good-to-be-true offers. One shared lesson can help someone pause before they act.

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Spot the scam.

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These examples demonstrate common scam patterns. They are not verified community submissions. Public story submissions are not open yet; you can prepare and download a private draft.

SMS / Smishing

Fake parcel delivery link claiming “LBC Express”

Nakatanggap ako ng SMS na hindi daw ma-deliver ang package ko galing LBC dahil kulang ang address. Humihingi sila ng ₱48 redelivery fee gamit ang credit card para makuha ang parcel. Pagka-verify ko sa LBC hotline, fake pala yung link.

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Fake Calls / Vishing

Pekeng tawag mula sa “GCash Helpdesk” para sa account security upgrade

Tumawag ang isang agent gamit ang mobile number at may kasamang GCash logo sa Viber. Sabi kailangan ko daw i-verify ang account ko dahil may “unusual login attempt.” Hinihingi ang aking 6-digit MPIN at ang darating na OTP para daw sa safety update.

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Online Shopping

Fake gadgets seller sa FB Marketplace nagre-request ng advance deposit

Bumibili ako ng murang iPhone 14 Pro Max. Sabi ng seller, marami daw nakareserba kaya kailangan ko mag-deposit ng ₱5,000 reservation fee via GCash Express Send. Pagka-padala ko, agad na binura ang listing at blinock ako sa Messenger.

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Investment / Ponzi

Telegram task-based crypto program with “100% daily profit guarantee”

Inimbitahan ako sa isang Telegram group kung saan may tasks tulad ng pag-like sa YouTube videos. Noong una, binigyan ako ng ₱200. Pagkatapos, pinapabili na ako ng “VIP package” na nagkakahalaga ng ₱10,000 para daw sa mas mataas na komisyon.

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Phishing Email

Urgent email alert claiming my Metrobank account is blocked

May natanggap akong email na may Metrobank logo. Sabi na-block daw ang account ko dahil sa security risk. May button na “Verify Now” na papunta sa isang login portal. Napansin ko na ang sender email address ay hindi galing sa metrobank.com.ph.

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Job & Loan Scams

Part-time data entry job asking for upfront training fee

Isang HR specialist daw mula sa LinkedIn ang nag-alok ng ₱1,500 per day na part-time job. Bago mag-simula, pinilit ako magbayad ng ₱1,200 para sa “software license fee” at “online training modules.” Pagkatapos kong magbayad, hindi na sila sumasagot.

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